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Pricing & tax calculators

Three numbers most owners guess at: your real hourly rate, whether a job makes money, and what Washington takes off the top.

What you need to charge to hit your income goal

What you want to take home per year

Before tax. We add 15% for self-employment tax and basic benefits.Annual overhead

Truck, insurance, phone, software, tools, fuel, accounting, advertising.

Weeks worked per year

Hours per week

Percent of hours you can actually bill

Driving, quoting, invoicing and shop time are not billable. 55–65% is realistic for solo operators.Profit margin on top

Profit is what funds growth and slow seasons — it is not your paycheck.

Billable hours per year

1,152

Money the business must bring in

$98,500

Break-even hourly rate

$85.50

Rate you should charge

$106.88

If that number is above what your market pays, the fix is usually fewer unbillable hours or higher-value work — not cutting your rate.

Estimate, invoice, service agreement, change order and intake sheet.

Describe the job and get a written pricing recommendation you can send.